Coronavirus Resources for Florida Small Businesses Click Here


Providing Access to Reliable, Secure, A- Rated Coverage for Florida Employers

When the Florida United Businesses Association (FUBA) started in 1989, the first benefit we offered to our small business members was workers’ compensation coverage through our sponsored self-insurance fund, FUB-SIF. We provided coverage to thousands of small businesses across Florida before the program ended in 1996.

FUBA’s second chapter in Florida’s workers’ compensation market began in 2000, when FUBA sponsored and endorsed the Florida Citrus, Business and Industries Fund.  During this time, FUBA focused on personal service as we continued to develop our expertise in underwriting and servicing small businesses, particularly those in the construction trades.

With FUBA’s endorsement and quality service, the Florida Citrus, Business and Industries Fund provided workers’ compensation insurance to more than 7,000 FUBA members.

During FUBA’s partnership with the Fund, over $20 million in dividends was returned to FUBA members in the last 5 years, and the member-owned policyholder surplus grew to $25 million in 2017.

Our partnership with the Fund ended March 31, 2018.  Since then, FUBA has been working to secure a new, improved workers’ comp product for our members because we know how important access to quality workers’ comp insurance is for small businesses.

Now, the next chapter of FUBA and workers’ compensation coverage for our members begins.

FUBA is proud to announce a new sponsorship that will offer the highest quality workers’ compensation coverage we have ever made available to our members.

Effective August 1st, 2018, FUBA endorses Lancer Indemnity Company, a member of the Lancer Financial Group, to provide workers’ compensation coverage to eligible FUBA members.  Lancer Indemnity is rated A- “Excellent” by A.M. Best.

The workers’ compensation coverage that is available to eligible members of FUBA through this new program is non-assessable and fully insured.  Businesses insured through FUBA’s new program will have the peace of mind knowing that their workers’ comp policy is with an A- rated carrier providing the highest quality coverage available.

This also means that you can continue your ongoing relationships with the same helpful people at FUBA you have come to know and trust.  Our new program will have the same payment plans, the same online payment and agent portals, and the same helpful people answering the phones – all backed by A- rated workers’ comp coverage.

FUBA brings 30 years of experience in helping small businesses meet their workers’ comp needs – with the added benefits of our association membership delivering regulatory help, required employment posters, and advocacy for our members in the Florida Legislature.

We’re proud of FUBA’s history of serving small businesses, and this new chapter puts us in the best position to continue serving our members for many years to come.